Hi Steve, I’m curious about the data insurance companies use to assess the risk of providing insurance (I’m particularly interested in travel insurance). Do you know how and where they get this from and if the results are freely available? In my recent experience, individual differences were not asked (i.e. past history of aggression) so it seemed vary unfair that there was a significantly higher cost to someone who I see as posing less risk to himself or anyone else. Also form some preliminary research i have done it seems that the highest percentage of aggressive incidents (particularly on aeroplanes) was by intoxicated adults (who do not have to indicate ‘drinking alcohol’ as a preexisting ‘condition’. Any futrher info you may have for me to do further research would be greatly appreciated. With thanks, Ev
Hi Steve,
I’m curious about the data insurance companies use to assess the risk of providing insurance (I’m particularly interested in travel insurance). Do you know how and where they get this from and if the results are freely available? In my recent experience, individual differences were not asked (i.e. past history of aggression) so it seemed vary unfair that there was a significantly higher cost to someone who I see as posing less risk to himself or anyone else. Also form some preliminary research i have done it seems that the highest percentage of aggressive incidents (particularly on aeroplanes) was by intoxicated adults (who do not have to indicate ‘drinking alcohol’ as a preexisting ‘condition’.
Any futrher info you may have for me to do further research would be greatly appreciated.
With thanks,
Ev
Hi Evelyn
I’d love to know more about the results of your enquiries if you’re happy to share them?